Lifestyles
of the Poor and Struggling
Im
known to enjoy a good Cracked.com list. Reasons why Glinda
the Good Witch of the North is actually a villain was fun
even after reading Wicked. Professions whose predictions
are regularly worse than random chancewho cant want to read
that?
I even enjoyed most of their recent 5 Complaints About Modern
Life (That Are Statistically BS). Music and morals havent
degraded since the 1950s; the streets havent gotten more
dangerous. But then there was the complaint they led with:
Everything has gotten more expensive.
No it hasnt, they said. In fact, in constant dollars, all
sorts of consumer goods, from refrigerators to TVs, have gotten
mind bogglingly cheaper.
Thats kinda neat, sure. But I dont know about you, but appliances
and gadgets are not among my major household monthly expenses.
Housing is. The last decade continues a striking 50-year
erosion of housing affordability in the United States. In
1960, only 12 percent of renters spent half or more of their
incomes on housing costs; by 1990 that number reached nearly
20 percent, and by 2008 it had exceeded 24 percent, wrote
Daniel McCue of the Joint Center for Housing Studies in Shelterforce
magazine last year. There is not a single county in the
country where a full-time minimum wage worker could afford
the fair market rent on a two bedroom apartment (where afford
means spend not more that 30 percent of total income on housing).
Utilities costs are rising, transportation costs rise not
only with gas prices, but with length of commutes. As employers
are increasingly expecting employees to cover larger and larger
percentages of their health insurance premiums, and copays
rise and covered services drop, outlays for health care are
rising as well. TVs may be cheaper, but then theres the cable
bill.
The reason I feel the need to get picky about a jokey list
like this is that it reminds me of the way that 97 percent
of poor households in this country have a color TV! is still
being thrown around by proponents of cutting social programs,
as if possession of that one nonessential, and not very expensive,
item were evidence of not really being poor. Quit yer complaining,
lifes gotten more affordable!
As programs like the Low-Income Home Energy Assistance Program
and housing vouchers are on the chopping block in the federal
budget, we need a little reminder that in the first world
at least, the biggest problem with being poor is not generally
getting stuff. You get gifts, you use freecycle, you get donations,
you go to auctions and thrift stores, you wait, or yes, sometimes,
like the rest of us, you spend a tax refund you should have
saved. Is it a hardship to have to go through all that, to
have less choice, to do without particular things, to wonder
how you will fulfill specific childrens holiday wishes? Of
course. No question.
But what really defines someone who is economically struggling,
what makes it really hard to make do without income for a
few months, is the recurring costs, not the odd purchase of
a much-cheaper-than-in-the-1950s consumer good. When its
a struggle to afford to pay the rent, go grocery shopping,
pick up your meds, pay the day care bill, buy a bus card,
gas up the car, keep the lights and water on, or have minutes
on your phone, the falling prices of stuff dont help
you much. Its not like the money your landlord saved because
refrigerators are now cheaper is going to make it into your
pocket to help with daily expenses while you are unemployed.
Plus, writes professor Richard Wolff, Over the last 30 years,
the vast majority of U.S. workers have in fact gotten poorer
when you sum up flat real wages, reduced benefits (pensions,
medical insurance, etc.), reduced public services, and raised
tax burdens. Having less money for the same work is a lot
like things getting more expensive.
When there are few living wage jobs to be had, or even enough
jobs of any sort, only government is equipped to stave off
the homelessness, child neglect, malnutrition, and the like
that follows. Not doing so will hamper our economic recovery
as we find ourselves short on ready workers and appealing
places to do business because our families, school systems,
and municipalities have been dragged down into crises it will
take years and even more resources than we saved to recover
from. Lawmakers at every level of government need to be told
that loud and clear and repeatedly right about now.
Less income, higher monthly expenses, fewer jobs. Somehow
a cheaper TV just doesnt quite make up for it all.
Miriam
Axel-Lute
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